You won't find premium figures here – those come from your fleet's own data. What you will find: what covers what, where the boundaries lie, and what to look out for in the content.
Operators of vehicles based in Hungary are legally required to take out MTPL cover – variations apply depending on the vehicle's type and status (e.g. temporary withdrawal from traffic, suspension). In a fleet, it can be managed in one framework, with a common renewal date and pricing based on the fleet's own claims history, under the rules in force.
For collision damage, theft, and weather and glass damage to your own vehicles – it's a matter of choice which vehicles are covered and with what deductible. For financed vehicles, the financing company typically requires it.
Assistance and vehicle recovery, replacement-car element, legal-protection element for traffic matters, clarifying baggage and cargo boundaries – the useful scope differs by fleet.
Fleet cover is about vehicles. Boundary questions around vehicles parked on business premises and premises-related assets are covered by a separate article and by vagyon.biz; cargo is the domain of cargo insurance – here's the dividing line; the dual nature of work machines (vehicle or asset?) is covered in the work-machine article, together with epites.biz. Accident protection for drivers is not a matter for MTPL – that's what group accident insurance is for.
Every type of cover has boundaries: exclusions, waiting periods, territorial scope. The full, honest picture is set out in the what's covered and what isn't article; for reading a fleet quote, our crash course is the one to use. For a one- or two-car, privately used situation, retail products are the right fit – there, kotelezo.biz and casco.biz can help.
Free of charge, no obligation – bring your vehicle list and claims history, and by the end you'll see the next step.